Important Consumer Information

  1. A broker-dealer, registered investment adviser, BD agent or registered investment advisor representative may only transact business in a particular state after licensure or satisfying qualifications requirement of that state, or only if they are excluded or exempted from the state's broker-dealer, investment adviser, BD agent or registered rep requirements, as the case may be; and


  2. Follow-up, individualized responses to consumers in a particular state by broker-dealer, investment adviser, BD agent or registered rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker-dealer, investment adviser, BD agent or registered rep requirements, or pursuant to an applicable state exemption or exclusion.


  3. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or registered investment advisor representative, a consumer should contact his or her state securities law administrator.


  4. Privacy Statement


  5. AIMR PPS® Opinion letter 4th Quarter 2003 Click here


  6. AIMR PPS® Annual Report 2003 Click Here


  7. ADV Part II July 2008


  8. COMPOSITE INFORMATION: The U.S. Treasury Bond Management Program has four composites in its list of composites. Composite A is the Treasury Bond Composite. It contains fully discretionary Treasury bond fee-baed accounts and for comparison purposes is measured against the Lehman Brothers U.S. Aggregate Index. Only accounts that have been in the Program at the beginning of the quarter and have remained in the Program until the end of the quarter are included in this composite. Any account with 10% or more of an inflow or outflow of cash will be removed from this composite until the beginning of the next quarter. Treasury Bond B Composite contains fully discretionary Treasury bond accounts held and traded through Charles Schwab. Treasury Bond Wrap Composite contains fully discretionary Treasury bond accounts established through wrap arrangements. Results are based on fully discretionary accounts under management, including those accounts no longer with the firm. Non-fee-paying accounts are not included in this composite. Past performance is not indicative of future results.


  9. See Annual Management Fees.


  10. The Lara Group, Ltd. is a registered investment advisor in the following states: CO, DC, MD, NY, and VA. As with any investment,past performance is no guarentee of future results. Individual account returns may vary. Although U.S. Treasury Securities are backed by the full faith and credit of the U.S. Government, they are subject to price and yield fluctuations depending on market conditions.