Portfolio Performance - Annual Rates of Return

Year	The Lara Group	Lehman Brothers U.S. Aggregate Index
2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995	11.25% 8.20% 2.81% 0.76% 1.80% 4.66% 8.44% 26.59% 0.68% 6.52% 23.09% 16.70% 34.88%	6.97% 4.33% 2.43% 4.34% 3.95% 10.26% 8.44% 11.63% -0.82% 8.69% 9.65% 3.63% 18.47%

*Returns for the US Treasury Bond Management Program are stated gross of fees. The Lara Group, Ltd. claims compliance with the AIMR Performance Presentation Standards® (AIMR-PPS®), the U.S. and Canadian version of GIPS®. AIMR has not been involved with or reviewed The Lara Group, Ltd.'s compliance. To receive a complete list and description of The Lara Group, Ltd.'s composites and/or a presentation that adheres to the AIMR-PPS standards, please review the AIMR-PPS disclosure or contact us. See Annual Management Fees. Past performance is no guarentee of future results. Individual account returns may vary. Although U.S. Treasury Securities are backed by the full faith and credit of the US Government, they are subject to price and yield fluctuations depending on market conditions.

1. The "Growth of $1.00" chart should not in and of itself be used to determine which securities to buy or sell, or when to buy or sell them; or directly or indirectly infer future performance; or for the sole purpose of determining suitability. Returns stated are annual, ending 12/31/2004. Returns charted for The Lara Group are gross of investment management fees.